Deputy AMLCO F/M

The Role

We are looking for an experienced Deputy AMLCO to strengthen our Financial Crime Compliance function.

As a key member of the second line of defence, you will support the AML Compliance Officer in overseeing the company's Anti-Money Laundering and Counter-Terrorist Financing framework. You will play an important role in ensuring that regulatory requirements are effectively translated into practical controls, while acting as a trusted advisor to business and operational teams.

The position offers a high degree of exposure to senior management, governance bodies, and cross-functional stakeholders, making it an excellent opportunity for an experienced compliance professional seeking broader strategic responsibilities.

Responsibilities

AML/CFT Governance & Oversight

• Support the AMLCO in maintaining an effective AML/CFT framework in line with Belgian and European regulatory requirements.
• Monitor developments in financial crime regulation and assess their impact on the organisation.
• Contribute to the design, review, and enhancement of AML, sanctions, and financial crime policies and procedures.
• Challenge first-line controls and ensure risks are appropriately identified, assessed, and mitigated.

Risk Assessment & Regulatory Compliance

• Contribute to periodic AML risk assessments and enterprise-wide financial crime risk evaluations.
• Assess the adequacy and effectiveness of controls relating to customer due diligence, transaction monitoring, sanctions screening, and suspicious activity reporting.
• Oversee remediation plans arising from audits, regulatory reviews, or internal investigations.
• Support interactions with supervisory authorities and external auditors where required.

Advisory & Stakeholder Management

• Act as a business partner for operational and commercial teams regarding AML, sanctions, corruption, fraud, and broader financial crime matters.
• Provide expert compliance guidance during new product launches, strategic initiatives, and process changes.
• Ensure regulatory expectations are effectively embedded within business practices.

Reporting & Governance Committees

• Assist in preparing periodic reporting for senior management, executive committees, and governance bodies.
• Contribute to regulatory reporting and management information dashboards.
• Escalate material risks, incidents, and control weaknesses appropriately.

Training & Awareness

• Support the development and delivery of AML/CFT and financial crime training initiatives.
• Promote a strong compliance culture throughout the organisation.
• Provide guidance and coaching to colleagues on financial crime-related matters.

Deputy Function

• Act as deputy to the AMLCO when required.
• Ensure continuity of oversight activities, governance processes, and regulatory engagement.
• Represent the AML function in internal meetings and decision-making forums.

Profile

Experience

• Minimum 5 years of experience in AML/CFT, Compliance, Financial Crime, Risk Management, or Internal Control.
• Experience within insurance, banking, asset management, payments, fintech, or another regulated financial services environment.
• Previous exposure to second-line compliance responsibilities is essential.
• Experience interacting with senior stakeholders and governance bodies.

Technical Expertise

Strong knowledge of:

• AML/CFT legislation and regulatory expectations.
• Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).
• Sanctions compliance.
• Financial crime risk assessments.
• Suspicious transaction reporting.
• Internal control frameworks and governance processes.

Personal Competencies

• Strong analytical and risk-based mindset.
• Excellent communication and influencing skills.
• Pragmatic and business-oriented approach.
• Ability to challenge constructively and build credibility with stakeholders.
• Strong autonomy and sense of ownership.
• High ethical standards and professional integrity.

Qualifications

• Master's degree in Law, Economics, Finance, Business Administration, Criminology, or a related discipline.
• Professional certifications such as CAMS, ICA, or equivalent are considered an asset.
• Fluent English  and French and/or Dutch required