Freelance KYC Officer F/M

For one of our clients, we are seeking an experienced Freelance KYC Analyst with strong expertise in Know Your Customer (KYC) processes, including detailed assessment of Source of Wealth (SoW) and Source of Funds (SoF). The ideal consultant will support the compliance and onboarding teams by conducting enhanced due diligence, reviewing client documentation, and ensuring compliance with regulatory requirements and internal policies.

Please note, that for this opportunity, there is not working from home.

Key Responsibilities

• Perform KYC reviews for new and existing clients, including corporate, private, and high‑risk profiles.
• Conduct in-depth SoW and SoF assessments, ensuring the narrative and supporting evidence meet regulatory standards.
• Analyse financial statements, transaction history, corporate structures, and documentation to verify legitimacy of wealth and funds.
• Prepare clear, concise EDD reports and risk assessments.
• Identify potential red flags and escalate issues in accordance with compliance procedures.
• Liaise with relationship managers, compliance officers, and external stakeholders to obtain required information.
• Ensure adherence to applicable AML/CFT regulations, including internal guidelines and local regulatory obligations.
• Support remediation or periodic KYC review projects when required.
• Maintain accurate documentation and audit trails in line with regulatory expectations.

Requirements

• Proven experience as a KYC Analyst, CDD/EDD specialist, or similar compliance role.
• Solid understanding of AML/CFT regulations, including risk-based approaches.
• Demonstrated expertise in Source of Wealth and Source of Funds analysis.
• Strong analytical skills and ability to interpret complex financial and corporate documentation.
• Excellent written communication skills, with the ability to draft high‑quality KYC/EDD reports.
• Ability to work independently, meet deadlines, and manage multiple cases simultaneously.
• Experience in banking, financial services, wealth management, or fintech is a strong plus.
• Fluent in English; knowledge of additional languages (FR/NL) is an advantage.