CPO - Leading digital payment solution provider

Key Responsibilities

1. Product Strategy & Management

• Develop and drive the overall product strategy, vision and roadmap in line with the company's business objectives.

• Oversee the full product lifecycle, covering market research, customer insights, product planning, development, launch and continuous optimisation.

• Identify growth opportunities across consumer finance, digital lending, payments and other financial services.

• Translate business priorities and market demands into actionable product strategies, ensuring alignment between customer needs and commercial objectives.

• Define product KPIs and establish a data-driven approach to product performance and decision-making.

2. Product & Technology Leadership

• Lead and oversee the product and technology organisation, including Product Management, Frontend, Backend and Engineering teams.

• Drive collaboration across Product, Engineering, Technology, Data, Risk, Compliance and Operations to ensure effective execution.

• Establish efficient product development frameworks, prioritisation mechanisms and delivery processes.

• Oversee the design and development of scalable, secure and reliable technology platforms, taking into account regulatory and operational requirements.

• Balance business growth and speed of delivery with long-term technology architecture, system stability and scalability.

3. Business Growth & Cross-functional Collaboration

• Work closely with senior management and business stakeholders to translate business strategy into product and technology initiatives.

• Drive product innovation and continuous improvement through market intelligence, customer behaviour analysis and emerging technology trends.

• Ensure product and technology investments deliver measurable business value, improve customer experience and support business expansion.

• Lead and develop high-performing teams, fostering a culture of ownership, collaboration and continuous innovation.

• Support the company's regional expansion and product development across multiple markets.

Requirements

• 12+ years of experience in Product Management, Technology, Engineering or related fields, with substantial experience leading product and technology teams.

• Strong background in fintech, digital banking, consumer finance, payments, lending, BNPL or other financial services.

• Proven track record in developing, launching and scaling consumer-facing digital products.

• Experience overseeing end-to-end product development, with a solid understanding of frontend, backend and engineering operations.

• Good understanding of technology architecture, APIs, cloud infrastructure, digital platforms and software development lifecycle.

• Strong commercial acumen, with the ability to connect product and technology strategies to business performance and growth.

• Experience working in regulated financial services environments is highly preferred.

• Experience managing regional or multi-market teams and driving cross-border product initiatives is an advantage.

• Familiarity with data analytics, AI and emerging technologies, and their application in financial product development.

• Strong leadership and stakeholder management capabilities, with the ability to influence senior executives and align multiple functions.

• Experience building, transforming or scaling product and technology organisations in a fast-growing business environment.