Regulatory & Product Compliance Officer F/M

Morgan Philips Executive Search is supporting an international financial services organisation based in Luxembourg in the recruitment of an experienced Regulatory & Product Compliance Officer F/M.

This position combines Regulatory Compliance, Product Compliance & Engineering, and Risk & Compliance Monitoring, with a particular focus on credit-related products and European financial regulations.

The successful candidate will work closely with Product, Engineering, Legal and Risk teams to ensure regulatory requirements are embedded throughout the product lifecycle, from design and development to launch and ongoing monitoring.

Key Responsibilities

Regulatory Compliance

• Monitor and interpret European regulatory developments, particularly CCD I, CCD II and PSD2.
• Assess regulatory requirements applicable to consumer credit and payment products.
• Provide regulatory guidance to business stakeholders and support the implementation of new regulatory requirements.

Product Compliance & Engineering

• Act as a regulatory partner to Product and Engineering teams throughout the product development lifecycle.
• Support the design, development and launch of new financial products and services.
• Translate regulatory requirements into practical product specifications, processes and controls.
• Identify and assess compliance risks related to new product features and customer journeys.

Risk & Compliance Monitoring

• Conduct regulatory risk assessments and contribute to compliance monitoring activities.
• Review existing products, processes and controls to ensure ongoing regulatory compliance.
• Identify compliance gaps, recommend corrective actions and monitor their implementation.
• Contribute to compliance reporting and internal governance processes.

Your Profile

• Minimum 5 years of experience in Regulatory Compliance, Product Compliance or Product Governance within financial services.
• Strong experience in consumer credit, lending products or credit-related regulations is essential.
• Solid knowledge of CCD I and CCD II; familiarity with PSD2 would be an advantage.
• Previous exposure to product development, regulatory product advisory or new product launches.
• Background within a bank, consumer credit institution, payment institution or other regulated financial services organisation.
• Ability to collaborate effectively with Product, Engineering, Legal and Risk teams.
• Strong analytical skills, regulatory expertise and a pragmatic, business-oriented mindset.
• Fluent English is required. Additional European languages would be an advantage.

Interested?

If you are an experienced regulatory professional with a strong background in credit products and product compliance, looking to contribute to the development of innovative financial services, I would be delighted to hear from you.

All applications will be treated with strict confidentiality.