Freelance AML Consultant F/M

Freelance AML Consultant – Remediation Project

Location: Brussels with homeworking possibilities
Duration: Immediate start until 31 December 2026
Contract Type: Freelance / Interim Management

About the Assignment

For a leading financial institution, we are seeking an experienced Freelance AML Consultant to support a high-priority AML remediation project within the Second Line of Defence (2LoD).

The consultant will play a key role in reviewing and assessing KYC and AML files, ensuring regulatory compliance, identifying deficiencies, and providing clear recommendations for remediation. The ideal candidate combines strong AML expertise with the ability to work independently and manage file reviews autonomously.

Key Responsibilities

• Perform in-depth AML and KYC file reviews within the Second Line of Defence.
• Assess client files against internal AML policies, regulatory requirements, and risk-based standards.
• Identify gaps, deficiencies, and documentation shortcomings.
• Challenge and validate First Line of Defence assessments where appropriate.
• Provide clear, well-documented findings and remediation recommendations.
• Escalate high-risk issues and material findings to relevant stakeholders.
• Contribute to the overall remediation strategy and ensure timely completion of reviews.
• Maintain accurate records and reporting of review outcomes.
• Participate in calibration sessions and ensure consistency of review quality.

Required Experience

• Minimum 5 years of experience in AML, Compliance, Financial Crime, or KYC.
• Proven experience within the Second Line of Defence in a banking, asset management, payment institution, or financial services environment.
• Strong experience in AML remediation, lookback exercises, or KYC enhancement projects.
• Deep understanding of:
  • Customer Due Diligence (CDD)
  • Enhanced Due Diligence (EDD)
  • Transaction monitoring principles
  • UBO analysis
  • Sanctions and PEP screening
  • Financial crime risks and AML regulations
• Ability to independently assess files and formulate well-reasoned conclusions.
• Experience reviewing complex corporate and high-risk client structures is considered a strong asset.

Key Competencies

• Autonomous and self-driven
• Strong analytical and investigative mindset
• Critical thinker with the ability to challenge constructively
• Excellent attention to detail
• Strong written documentation skills
• Ability to manage a high volume of reviews while maintaining quality
• Pragmatic and solution-oriented approach
• Fluent in French and or Dutch with a good command of second language